Premium Bonds: what the 4.35% prize fund rate means for savers
Premium Bonds currently have an annual prize fund rate of 4.35%, with each eligible £1 bond number having a one-in-21,000 chance of winning a prize in the monthly draw. According to NS&I’s official announcement, the rate increased from 3.80% for the September 2026 draw. The odds also improved from one in 22,000. Both the rate and
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